Here’s exactly how I use the information you share with me
Last Updated [8-26-2025]
Intro – Why This Page Exists
I’m a licensed Loan Officer. Yes, that means I’m in sales — but I believe that gives me a responsibility to handle your information with integrity.
This page lays out, in plain language, exactly how I collect, use, and protect the information you share with me.
My goal: clarity first, compliance always.
1. Why a Privacy Policy Matters
Regulators require me to tell you what information I collect and how I use it.
How I do it:
I ask for your information when you use certain parts of my site, like forms, calculators, or signup options.
I use that information to provide the service you requested — like sending you Intel Briefs, sharing a guide, or starting an application.
If you share your info with me, I will follow up to show you more about what I do and how I work.
You always have clean, easy ways to opt out — no questions asked.
I do not sell or trade your information. Ever.
2. What Information I Collect
Regulators require me to be clear about what types of information I collect from you.
How I do it:
When you fill out a form, sign up for Intel Briefs, or use one of my tools, I ask for your name, email address, and phone number.
If you start a mortgage application, I collect financial details needed to process it (this goes through my licensed employer).
Like most websites, my site also collects basic usage data — things like page visits, clicks, or cookies — so I can improve the experience.
I do not collect unnecessary details or dig into your personal life.
3. How I Use Your Information
How I do it:
To deliver the service you asked for — Intel Briefs, guides, tools, or loan applications.
To follow up with you: sharing insights, checking in, and showing you how I work.
If you don’t want further contact, you can unsubscribe or reply STOP anytime.
I never sell or trade your information.
4. Text Messaging & Consent (TCPA)
If you give me your phone number and opt in, you’re giving me permission to send you text messages.
What to expect:
Most texts are links to my Weekly Intel Briefs or quick value drops.
I may follow up, check in, or share insights.
Message and data rates may apply depending on your carrier.
You are always in control: Reply STOP to opt out anytime.
I don’t send spam, overload your phone, or sell/share your number.
5. Who I Share Information With
How I do it:
I do not sell, rent, or trade your information.
I share data only with trusted service providers (CRM, email, texting platform) to deliver the services you signed up for.
If you start a loan application, the information you provide goes through my licensed employer.
6. Your Rights
You have full control:
Unsubscribe from emails anytime.
Stop text messages by replying STOP.
Request to see what information I have on file, or ask me to delete it.
I honor these requests quickly, with no hassle.
7. Updates to This Policy
A privacy policy isn’t static — it can change as laws, tools, or my business evolve.
How I do it:
If I update this policy, I’ll revise the “Last Updated” date at the top.
If there’s something meaningful that affects how your data is used, I’ll make it clear.
Principle: transparency first, compliance always.
Third-Party Services
To provide the services on this site, I use trusted third-party platforms. For example, my CRM and automation platform process your data so I can send Intel Briefs or manage opt-ins.
If you start a loan application, your information will be processed through my licensed employer.
You can review their policies here:
I only partner with services I trust.
Additional Data & Future Tools
As my business grows, I may offer new resources, tools, or services that ask for information beyond your name, email, or phone number.
If I ask for more, the same rules apply:
It’s only to deliver the resource you requested.
I may follow up with related insights.
I do not sell or trade your information.
You’ll always have a clear way to opt out.
In short: if I ask for more than your basic contact info, it’s to provide new value — handled with the same transparency and protection promised here.
